http://corporalsafetymanagementllc.com/?p=my-essays General Insurance:
General insurance is basically an insurance policy that protects you against losses and damages other than those covered by life insurance. For more comprehensive coverage, it is vital for you to know about the risks covered to ensure that you and your family are protected from unforeseen losses.
The coverage period for most general insurance policies and plans is usually one year, whereby premiums are normally paid on a one-time basis.
http://www.ilplanetario.net/?service-quality-thesis The risks that are covered by general insurance are:
- Property loss, for example, stolen car or burnt house Liability arising from damage caused by yourself to a third party
- Accidental death or injury
- he main products of general insurance includes
- Fire/ Houseowners/ Householders insurance
- Personal accident insurance
- Medical and health insurance
- Travel insurance
do research paper literature review Motor Insurance:
You need motor insurance when you buy a Motor vehicle. Motor insurance covers your vehicle, be it a motorcycle, a car or a lorry, in case of accidents or theft.
There are three common types of motor insurance available: third party; third party, fire and theft; and comprehensive cover. The level of your coverage dictates what you can claim if your vehicle sustains loss or damages.
who needs viagra When it comes to buying a policy, always:
|1||Check the market value price of your vehicle. If it is a new vehicle, the insured value will be the purchase price.|
|2||Ensure that your vehicle is adequately insured as it will affect the amount you can claim.|
|3||Give all material facts about your vehicle, including previous accidents (if any), modification to engines,etc. When in doubt, it is best to ask your insurance company.|
http://bahisiteniz.com/article-writing-sites/ How much should I cover?
Make sure that the amount covered in your motor insurance certificate reflects the market value of your vehicle and not any other value to avoid over-insurance or under-insurance.
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If you are involved in a motor accident and have a comprehensive cover, you may either make an own damage claim or a third party claim. There are different procedures involved. Inform your insurance company immediately and act according to their instructions. You may need to send your damaged vehicle to an approved workshop. You may check for the list of approved workshops from your insurance company. Make sure you send all relevant documents to support your claim to your insurance company as soon as possible.
follow url Cancelling your Policy
It is a good idea to have a new policy in place before cancelling your previous one so there is no gap in between coverage.
Insurance companies also generally offer a refund premium based on how old your current insurance policy may be, the newer it is when you cancel it, the more refund you will receive.
Fire/House Owners/House Holders Insurance:
Home Insurance, or Houseowner / Householder Insurance as it is also known, is one of the most important insurance policies you can buy in your adult life. Your home is one of the largest financial investment you’ve made, and that’s why it’s so important to protect it. There are three main types of policies which you can buy to protect your home.
http://bluntmax.com/santa-writing-paper/ Types of Policy
|This policy provides you with coverage against loss or damage to insured property (i.e. house, shop and factory) caused by fire, lightning or explosion.||This policy provides additional coverage compared to the basic fire policy. It may include loss or damage due to flood, burst pipes, etc.||This is a policy which covers your household contents and includes coverage for fatal injury to you as the insured. This policy does not cover damage to the house itself.